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Owning a home is a dream nurtured by almost every individual. However, in the home buying journey, selecting a budget is the most herculean task. Thus, in order to solve this problem, panchayat khata loans has tried to analyse ‘how much worth house you can afford’ based on the salary you draw on an annual basis and the loan eligibility. Using our exhaustive database, one can easily find a suitable locality.
The below inferences has been derived keeping in mind four points. First, you will pay 80 per cent of the property cost as Equated Monthly Instalments (EMIs) and 20 per cent as down payment. Second, the loan tenure is for 20 years. Third, in an ideal scenario, out of your total salary, 40 per cent can be used for housing. Fourth, the interest rate on your home loan is 10 per cent.
Home Loan calculator:
PV=5/4*S(1-(1/(1+R)*N)/R)
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